Bad Credit Car Loan

Have you been refused a car loan? Don't worry, we can help!

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Discharged Bankrupts
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Declined Elsewhere
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Unpaid/Paid Defaults
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Past Credit issues
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Low Credit Score

Irrespective of your circumstances our experienced consultants will work hard to try and find a solution. Complete the enquiry form to get a truly "obligation free" consultation.

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SOME OF OUR FINANCIERS
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"One home ... Many lenders"

Automotive Loan Warehouse is a fully licensed asset finance specialist providing a complete finance solution for your next car, caravan, motorbike, boat or equipment purchase. We have access to many loan products from the major Australian Banks and specialist funders.

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Choice

We work very closely with a panel of Australian funders made up of Australian Banks and specialist lenders. We will match your profile with a lender that best suits your requirements and objectives and source for you the right loan product.

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Convenience

We do all the work so the entire process is stress free. Our application is online and our specialist consultants will guide you through the process. Let us handle the finance and you can focus on your purchase.

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Competitive

We know our consultants will work hard to find you the best deal from our panel of lenders. Our aim is to match your profile with the most suitable lender and quote you with the best rates and repayments first time.

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You're in control

Be in control of your loan and organise either a pre-approval or secure your loan in advance of your purchase. Leaving a loan to the last minute or signing contracts when you take delivery might mean you are not focused on the loan details and do not secure the best deal.

We specialise in arranging automotive finance and work closely with lenders who are experts in this field. Our experienced finance consultants will answer all of your questions, provide you with complete product information and guide you through the entire process.

Questions?

Do you have any questions? We’ve got the answers

Why use an online broker?

Many online brokers specialise in providing bad credit car loans. This means they generally have access to multiple lenders who are willing to try and find a solution even if a customer has less than perfect credit. Using the services of an online broker often means you can match you profile and individual situation with a lender before making a formal application. This allows you to gather more information on individual lenders criteria before making a formal application which can avoid unnecessary hits to your credit file. You should ensure the broker you are dealing with holds an Australian Credit Licence which authorises them to provide credit assistance on loans.

What information will I need to provide?

In addition to providing standard information for a loan application it is a good idea to gather additional information to support your application if you have bad credit. This could include documents that verify your income and expenses such as payslips and bank statements. If you are aware of the reasons as to why you have bad credit it is also a good idea to talk through the circumstances with your broker.

What happens if I have been declined before?

This simply means that you failed to meet the individual lenders criteria. This may not have been a lender that specialises in bad credit car loans or your application was not put up correctly. Working with a professional broker that has access to many lenders allows you to align your profile and individual circumstances to a lender who is more sympathetic to your individual needs. A professional broker will also ensure your application is presented to the lender correctly which will boost your chances of getting the right decision first time.

How can I be successful in getting approved for a bad credit car Loan?

Ensure the new loan matches your circumstances and profile and you can comfortably meet the new repayments within your budget. A deposit of some description may also be useful but is not essential for an approval. The car you are buying could also determine the outcome as a lender would prefer to lend on a new car with a manufacturers warranty than a much older car which may require more maintenance and put additional pressure on the borrowers budget. Before applying you should ensure your finances are in order and you are able to supply supporting information to support your application such as payslips and bank statements.

AutomotiveLoanWarehouse.com.au is the trading name of Velocity Fintech Pty Ltd Australian Credit Licence 480940 | ABN: 17 608 241 818 | ACN: 608 241 818

Interested?

Make a quick enquiry and one of our friendly team will call you as soon as possible to help get you into your next car.


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